Iowa Fishing

Charity Lake

Anglers in central Iowa prize Charity Lake for its highly-regarded Reservoir fishing opportunities. Charity Lake is located near central Iowa at coordinates 40.48, -95.58. The highly-regarded reservoir offers depth variation and structure that Largemouth Bass rely on. Local anglers frequently report success with Largemouth Bass, Crappie, Catfish at Charity Lake.

Reservoir Iowa 40.4800, -95.5800
Updated 2026-04-29

Location

View on Google Maps 40.4800, -95.5800

Fishing Tips

  • Focus on timber stands during dusk when Largemouth Bass are active.
  • Focus on submerged ridges during dusk when Largemouth Bass are active.
  • Focus on grass beds during sunset hours when Largemouth Bass are active.

Fishing Techniques for Charity Lake

Medium-action spinning gear paired with 8-12 lb test line covers most situations at this reservoir. Soft plastics, crankbaits, and live bait rigs all produce consistent results depending on conditions. For Largemouth Bass, try matching the local forage — shad, bluegill, or crawfish patterns work well here.

What to Expect at Charity Lake

Take time to read the water when you arrive — baitfish activity, bird movement, and surface disturbances all signal where fish are feeding. The character of this reservoir changes with the seasons, so repeat visits often reveal new patterns and productive spots you missed before.

Regulations

Current Iowa license mandatory. Iowa Department of Natural Resources maintains regulations on their website.

Frequently Asked Questions

Community areas and popular structures attract other anglers on weekends.

You can target Largemouth Bass, Crappie, Catfish at Charity Lake. Largemouth Bass is particularly popular here.

summer heat. Many anglers find early morning and evening productive year-round.